Last updated: January 2026

These Terms & Conditions apply to thewardenagency.com and wardencapitalgroup.com (collectively, the "Websites"). By accessing or using either Website, you agree to the terms outlined below.

1. Use of the Website

You may use these Websites for lawful purposes only. You agree not to:

• Use the Websites in any way that violates applicable laws or regulations

• Attempt to gain unauthorized access to any part of the Websites

• Interfere with the security, performance, or functionality of the Websites

We reserve the right to restrict or terminate access to the Websites if misuse occurs.

2. Intellectual Property

All content on the Websites—including text, graphics, logos, and design elements—is owned by or licensed to us and is protected by applicable intellectual property laws.

You may view, download, or print content for personal, non-commercial use only. Any other use requires prior written permission.

3. No Professional Advice

Content provided on the Websites is for general informational purposes only and does not constitute legal, financial, investment, or professional advice.

You should consult appropriate professionals before making decisions based on information from these Websites.

4. Third-Party Links

The Websites may include links to third-party websites for convenience. We do not control or endorse those sites and are not responsible for their content, accuracy, or practices.

5. Disclaimer of Warranties

The Websites are provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding accuracy, reliability, or availability of the content.

6. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any damages arising out of or related to your use of—or inability to use—the Websites.

7. Indemnification

You agree to indemnify and hold us harmless from any claims, liabilities, damages, or expenses arising from your misuse of the Websites or violation of these Terms.

8. Changes to These Terms

We may update these Terms & Conditions at any time. Continued use of the Websites after changes are posted constitutes acceptance of the updated terms.

9. Governing Law

These Terms are governed by the laws of the United States, without regard to conflict of law principles.

10. Contact

If you have questions about these Terms & Conditions, please contact us through the appropriate contact form on either Website.